Guides for buyers from abroad
Short answers to the questions non-resident buyers ask most, based on the rules in force for each edition.
All of Spain
- Getting an NIE to buy property in Spain from abroadWhat the NIE is, how to apply at a consulate or in Spain, how long it takes, plus the bank account, power of attorney and tax representative question.
- Can foreigners still buy property in Spain?The rules for foreign buyers in 2026: the military permit for rural land in the Balearics and the south of the Costa Blanca, the proposed 100% tax, the 90/180-day rule and mortgages for non-residents.
Balearic Islands
- How much does it cost to buy a home in the Balearic Islands?Transfer tax bands, VAT and stamp duty on new builds, the Catastro reference value, notary, registry and lawyer's fees, with a €750,000 example.
- Buying a country house on rural land in the BalearicsRural land types, unlicensed work and demolition limits, legalisation, the non-EU military permit, Registry vs Catastro, utilities and inherited debts.
- What does a non-resident pay each year on a Balearic home?Non-resident income tax on notional income, form 210 deadlines, IBI and waste charges, and when wealth tax applies to a Balearic holiday home.
- Can you let your Balearic home to holidaymakers?Balearic tourist licences (ETV, ETVPL, ETV60), tourist places, Palma's ban, guest registration, the tourist tax and how rent is taxed.
- How is a non-resident taxed on selling a Balearic home?Selling a Balearic home from abroad: the 19% gain tax, the buyer's 3% withholding, form 210 refunds and the municipal plusvalía, with a worked example.
- Inheritance tax on a Balearic home when heirs live abroadHow Balearic inheritance tax treats heirs abroad: the 100% relief for children and spouses, the 2025 change, deadlines, siblings, wills and gifts.
Costa Blanca
- How much does it cost to buy a home on the Costa Blanca?Valencian transfer tax at 9% (11% above €1 million), VAT and stamp duty on new builds, the Catastro reference value, notary, registry and lawyer's fees, with a €450,000 example.
- Legal checks before buying a villa or country house on the Costa BlancaUnlicensed building on rural land, Valencian planning time limits and regularisation, urban development charges, developments never handed over, flood maps and the military permit in the south.
- What does a non-resident pay each year on a Costa Blanca home?Notional income tax at 19% or 24%, IBI and SUMA, the Valencian wealth tax allowance and the solidarity tax, with examples for Dutch and British owners.
- Can I let my Costa Blanca home to holidaymakers?The Valencian tourist letting rules: the 10-day definition, the town hall report, five-year registration, the 3/5 community vote, town moratoriums in Alicante, Dénia and Jávea, and tax on the rent.
- Selling a Costa Blanca home as a non-residentSpanish tax at 19% on the gain, the 3% your buyer withholds, form 210 and refunds, the plusvalía municipal, the documents you need, with a worked example.
- Inheritance tax on a Costa Blanca home when you live abroadThe Valencian 99% reduction for children, spouses and parents, the new reliefs for brothers, sisters, nephews and nieces, how non-residents file, and what your own country may add.